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从银行业务到租房事宜,从开学手续到旅游休闲!!!我们为你悉数实用单词,让你在国外的生活无忧无虑~自信满满~
一、开设账户
1.关于开户
最好是在有名的银行中开帐户。
it's best to open an account
银行会问你开账户的金额为多少
And how much would you like to open your account with?
每个银行的开账户时的最小额度minimum sum不同
要咨询一下汇率exchange rate和利率interest rate
英国的几个比较有名的银行有Barclays 和 Lloyds。
然而,得清楚很重要一点是留学生不能享受到提供给当地学生的设施。
However, it's important to note that as an international student you'll not necessarily be eligible for all the facilities offered to resident students.
银行有不同的政策,他们提供给你的服务是取决于你的个人情况,同样也取决于银行经理的自行处理。
Banks have different policies and the services that they'll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.
注意:documentation指的是文件总称。
2.提供材料
作为一个留学生,你需要提供证据证明自己能够支付费用,直到课程结束。
as an international student,you will need to provide evidence that you can fund/support yourself for however long your course lasts.
(拓展记忆:存款为funding)
除此之外,大多银行要求你带上你的护照和你的录取通知书
In addition to this, most banks ask you to bring your passport and your letter or certificate of enrolment .,
或者带着学校注册信 letter of registration
其它证件:
护照大小照片 passport size photo
驾照 driver's licence
出生证明 birth certificate
信用卡 credit card
借记卡 debit card
(拓展记忆:凭卡办理存取款和消费结算,不能透支。Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.)
雇主推荐 reference from your employer
账单 bank statements
3.账户信息
银行会问你想多久收到一次账单?
How often would you like to receive statements?
有些人喜欢一周一次
Some people like them weekly.
有些人喜欢一个月一次 once a month
拓展记忆:两周一次once a fortnight
有些银行会问一些信息来验证你的身份,为了安全的原因。
Now we usually ask for a piece of information which we can use to check your identity, for security reasons.
最好提供父母的名字,这不太会被知道
It's less likely to be known.
还会问:
职业 occupation/profession
出生日期 date of birth
全名 full name
名 first name 、given name
中间名字 middle name
姓 surname/family name/last name
过去地址 previous address
目前地址 present/current address
在目前地址居住时间 time at current address
每个人还应该带着填有名字和地址的宣传单
You should each have a handout with the names and addresses...
4.账户使用
在开帐户时,银行会给你一本支票簿,你可以用它在需要时取钱。
When you open the account, the bank will give you a chequebook /checkbook
and you can use this to draw /withdraw money out as you need it.
如果你要在商店里用支票,你会同时需要一张支票保付卡
If you need to write cheques in shops, you'll also need a cheque card .
(拓展记忆:旅行支票 traveler's cheque)
这是一种认证卡(身份证),保证签出的支票能符合银行支票保付卡所对应能支付的额度
This is really an identity card which guarantees that correctly written cheques up to the value stated on the card will be honoured by the bank.
如果你想提取现金你可以让支票以你的名义支付或者兑现。
If you want to draw out cash for yourself you can make the cheque payable in your own name or 'to cash'.(兑现支票cash the cheque)
(拓展记忆:§payable at sight见票即付 §payable on demand随到随付)
你可以用提款卡从取款机中提取现金
You can also withdraw cash from a cash point machine with a cashcard.
(提款机又叫做ATM=Automatic Teller Machine)
你也许想取出超过你银行额度的钱,这叫做透支。
You may want to take more money out ot the bank than you have in it.This is called having an overdraft.
要当心,除非有银行允许,否则不能这么做。
Be very careful with this--you should not do this without permission from your bank.
透支经常导致额外费用,虽然有些银行提供给某些学生免利息透支
Overdrafts usually incur charges,though some banks offer interest-free overdrafts to some students.
对于银行转账bank transfer
如果相互连接的银行可以直接转账
If we have links with them, we can do a direct transfer.
对于开放时间opening times:
伦敦和其他主要城市中大一点的分行在周六开放时间有限制。
Some of the bigger branches in London and other major cities are now open for a limited time on Saturdays.
还可以申请其他银行业务bank service:
贷款loan
保险insurance
低风险投资 low-risk investment
股票和基金 stocks and shares
(拓展记忆:储蓄金 nest egg)
5.其他小贴士
至今为止,最有用的帐户是活期账户
by far the most useful type of account to open is a current account
你真正能拿到的帐户是学生帐户,其实它就是一个有特殊优惠的活期账户
you will actually get what is called a 'student account' which is a current account with special concessions for students.可能免手续费service charge
如果你出了经济问题financial affairs,有了负债be in debt,如果你的信用卡被拒绝your credit card is declined,账户被冻结account is frozen学校可能提供你助学金grants或者帮助你得到低息贷款low-interest loan
其他重要的帐户为:
储蓄存款帐户savings account
定期帐户deposit account
联名账户 joint account
二、学习生活
大学课程咨询与指导(course counselling and guide)
论文写作咨询与指导(essay writing counselling)
课程实验和实践(course experiments and practice)
学术语言模块(academic language)的经典话题
如果考生熟悉海外教育体系(college education system)
这些是学术话题中比较容易得分的话题。
被招收enroll(名词为enrollment)的新学生刚进校时
先去注册办公室registration office
去登记注册register
付注册费registration fee
后会拿到一张申请表 application form /registration form
填表fill in the form后
记下一些个人信息take down some details
会有专人为你存档 keep on the file。
大学开学典礼opening ceremony后
会举行情况说明会 orientation meeting
发情况说明手册orientation pack
安排校园解说游览orientation tour(on the campus)
1、 进行教育体系介绍和师生员工身份介绍
1)教育机构
托儿所 nursery
幼儿园 kindergarten
小学教育 primary/elementary education中学教育 secondary education
(包括初中junior high school和高中senior high school)
大学教育 tertiary/higher/college education
职业学校 vocational school
技术学校 technical school
(其中primary ,secondary,tertiary为第一,第二,第三的意思)
例如:
primary industry 第一产业
secondary industry 第二产业
tertiary industry 第三产业)
系/学院 Faculty/school
文理学院 school of arts and sciences
2)师生身份
大一新生freshman
大二学生sophomore
大三学生junior
大四学生senior
(以上为美式说法,了解即可)
大学生 undergraduate
研究生 postgraduate
全职学生 full-time student
兼职学生 part-time student
刚刚大学毕业毕业的人 newly graduate
刚刚离开学校的人 school leaver
导师 tutor(用途最广泛)
副导师 support tutor
福利咨询导师 welfare tutor
协调人(班导)coordinator
顾问 counsellor/Student Adviser=Advisor/instructor
讲师 lecturer
(一般指学科的讲课老师,负责所有的作业批改)
督导 Director
系主任 Dean(学院的领导Head of Fauclty)
教授 professor
副教授 associate professor
助理教授 assistant professor(不是助教)
助教 teaching assistant//TA
校长 president/ principal/headmaster(用的不多,多用小学校长)
2、学校情况
1)学生会 the Student Union = the Union(学生会主席the Union president)会介绍学校里的公共设施 the social facilities available on the campus
三、旅游休闲Travelling/Holidays
1、 确定旅游类型和目的地
如果你想去度假on vacation/on holiday,又喜欢跟团旅行package tour,可以和旅行社travel agency确定旅行tour/journey/travel类型。可以选择expedition远途旅行(时间长,路途辛苦)或者excursion 短途旅行
具体的娱乐entertainment/recreation项目比如:
①人文景观places of historical interest;
② 购物shopping;
③有导游带领的旅行 guided tours。
2、附加的游览项目的挑选
如果在某些景点scenic spot/resort
如果愿意付额外的费用extra fee可以得到附加的游览项目比如:
城堡castle
大教堂cathedral(礼拜 church service);
爬行动物公园reptile park
植物园 botanical park
主题公园theme park
水族馆aquarium
瀑布 waterfall等地的观光sightseeing
骑车兜风cycling;跳伞sky diving;
跳伞『跳伞时降落伞立即打开』parachuting;
潜水『带水下呼吸器的潜水』scuba diving;
划船boating;
缆车cable car;
蹦级跳bungee jumping;
乘风滑翔hang gliding;
攀岩climbing wall;
烧烤barbecue
水疗spa;
有些地方提供小木屋cabin/cottage给游客休息
3、预定机票
然后提前预定reserve in advance/make a reservation in advance(特别提醒:一般Section1或者Section2中出现的,机票和餐厅位置的预定用book、reserve或者make a reservation,
飞机票有头等舱first class和经济舱economy class/tourist class/second class两种
头等舱的候车室lounge里有茶点refreshments提供
付款方式Pay by:现金cash;支票check ;信用卡credit card;支票薄checkbook;银行转帐 bank transfer;
(有时需要携带旅行支票traveler’s check)
4、旅游安排
⑴旅游路线itinerary和公交路线(bus route)也是要事先考虑的,在小册子brochure上会有时间表timetable/agenda/schedule列表
⑵一般小巴士mini-bus可以容纳12-15个人,大巴士coach可以容纳45-50个人;确定好出发时间departure time 和回返时间return time
⑶住宿地点可以是:汽车旅馆motel
青年旅社youth hostel
旅馆hotel
小酒店inn
(大多数旅馆会提供早餐和床B&B=breakfast & bed)
5、携带物品
如果有野营go camping的打算,建议携带一些生活必需品和应急用品,例如:帐篷tent
急救箱First Aid Kit
睡袋sleeping bag
睡衣pyjamas
泳衣bathing suit/swimming costume
(提醒:不可以写成bathing costume或者swimming suit)
太阳眼镜sunglasses
蚊帐mosquito net
远足靴 hiking boots
胶卷film
长裤 trousers/pants
短裤 pants/shorts
防晒霜sun cream
返回之前也可以去纪念品商店souvenir shop买些特产回来
四、房屋租赁
首先landlord / landlady房东和tenant租客通过houseagency房产中介(或house agent房产代理人)联系,洽谈租房事宜。
1、确定住宿形式:
type of accommodation住宿形式
homestay (stay with a family)住在当地人家里
student hostel (student accommodation )学生公寓----dormitory (=dorm)宿舍
2、住宿类型分为两大类:
① flat(英式公寓)=apartment(美式公寓)
一般位于city center=downtown (市中心)
② house房屋
一般位于suburbs = outskirts (郊区)
3、确定rent租金和deposit押金(for security为了安全)
Maximum /minimum rent(最高/最低)租金的价格depends on取决于:
⑴ location位置
① urban area 市区地段② rural area 乡村地段
⑵environment/ surroundings环境
①near public transport靠近公共交通
比如靠近tube= subway=underground= metro地铁
或者bus stop 公交车站 或者airport机场
② near the university/ office 靠近大学或工作地点
proximity(= close常考同义词转换)to your office is an issue靠近你的工作地点也是个应该考虑的因素
③ 安静的环境
neighborhood街区是否noisy喧闹
真题:problems of the accommodation:difficult to study
原文:They have three young children and it is difficult for me to study.
④ 各类帐单和设备租赁费用是否包括在租金内
Rent includes:Water bills水费
Telephone bills电话费
Electric bills电费
Gas bills煤气费
Telephone rental电话租赁
Laundry fee洗衣费
⑤ facility设施是否齐全
分为equipment用电设备和furniture家具
(注意:facility复数→facilities但是equipment&furniture两个单词不能加s,例如:a piece of equipment一件家具,a piece of furniture一套设备)
先确定房间类型room type:
a single room(with single bed)单人房
a double room(with double bed)双人房(一张双人床)
a twin room(with twin bed)双人房(两张单人床)
a triple room(with triple bed)三人房
a studio apartment 单间公寓
最后查看家具配置:
furnished / unfurnished 配备家具的/未配备家具的
sofa / couch 沙发/长沙发
carpet 地毯
(ceiling)fan 吊扇
digital TV 数字电视
satellite TV 卫星电视
stereo system 立体声音响
laptop手提电脑
air conditioner 空调
radiator 电暖炉
curtain 窗帘
closet 橱柜
wardrobe 衣橱
cupboard 碗柜
cabinet 橱柜
washing machine 洗衣机
dishwasher 洗碗机
microwave oven 微波炉
vacuum cleaner 吸尘器
refrigerator/ fridge 冰箱
gas cooker 煤气灶
water heater 热水器
(heating system加热系统--fuel燃料--coal煤--firewood柴火)
oven 烤箱
bed-linen 床上用品
quilt 被子
pillow 枕头
sheet 被单
blanket 毯子
mattress 床垫
cushion 垫子
towel 毛巾
4、确定好条件,房东谈居住要求
House rules:
non-smoker 不吸烟者
non-drinker 不喝酒者
special food requirements 关于食物的特殊要求
vegetarian素食者
or allergy 过敏
or no red meat不吃牛羊肉
need intermediate English proficiency 需要中等英语水平
need privacy 需要隐私
5、确定看房时间
make an appointment 预约
viewing arrangements 看房安排
sign the lease签租约
pay for the contract 支付合同费用
move-in notice 入住通知 |
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